Which regulatory trend poses the greatest risk to your organisation over the next 12 months?Which regulatory trend poses the greatest risk to your organisation over the next 12 months?(Required)Stricter penalties and enforcement actions (e.g., ASIC, APRA crackdowns)Increased ESG and climate-related compliance obligationsData privacy and cybersecurity regulations (e.g., Privacy Act reforms, SOCi Act)Financial crime risks (AML/CTF, sanctions, fraud)Workplace compliance (modern slavery, industrial relations reforms)AI governance and algorithmic transparency lawsOtherRegulatory Trend: Other(Required)What is the most difficult part of adapting to new regulatory requirements?What is the most difficult part of adapting to new regulatory requirements?(Required)Uncertainty in interpretation and guidanceCosts and resources needed for complianceInternal resistance to changeShort timeframes for implementationComplexity of overlapping regulations across jurisdictionsOther (please specify)Regulatory adaptation: Other(Required)What is your biggest compliance concern related to AI and emerging technologies?What is your biggest compliance concern related to AI and emerging technologies?(Required)Regulatory uncertainty around AI usage in decision-makingAlgorithmic bias and discrimination risksIncreased regulatory scrutiny of AI-driven financial services/productsPrivacy and data governance risksEthical concerns around AI deploymentOther (please specify)Regulatory adaptation: Other(Required)What industry do you work in?What industry do you work in?(Required)Accommodation and food servicesAccountingAdministrative and support servicesAgriculture, Forestry and FishingArts, Sport and RecreationBankingConstructionConsultingEducation and trainingElectricity, gas, water and waste servicesFinanceFunds managementGamblingGovernmentHealthInsuranceLegalManufacturingMediaMiningMotor IndustryOtherPayment ServicesReal EstateRetail TradeSuperannuationTechnologyTelecommunicationsTransportWholesale TradeOther(Required)